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Buy What You Need, Pay Over Time

Up to $50K*  |  0% for 30 days  |  Terms up to 12 months

Fast, Easy Financing with No Money Down!

You’ll get a decision instantly. Checking your rate will not affect your credit score.

Up to

financing

Pay

for 30 days

As low as

after 30 days

Get a Decision
in Seconds

You’ll get a decision instantly. Checking your rate will not affect your credit score.

Simple &
Affordable Terms

Choose either 4 interest-free payments or up to 12-month terms, depending on your order total.

Fast & Easy
Financing

First 30 days are always interest-free. Get up to $50K credit instantly with no early repayment fees.

How It Works

  1. Add your items to cart

    Look for Credit Key in checkout

  2. Select Pay Over Time at Checkout

    Log into or create your Credit Key account, get an instant credit decision

  3. Split your purchase into payments

    Finance your order with easy payments and clear terms